The Debt Payoff Planner

8 pages · instant digital download · free with every copy of From Debt to Wealth

The book argues about money for two hundred and fifty pages and never once asks you to write down what you owe. This does. Free with every copy.

Eight pages. An inventory where every balance goes on the same sheet with its rate and its minimum, including the small ones people forget and which are usually the most expensive per dollar. A page that works out roughly what each one costs you a month, which is the number almost nobody looks at. A plain comparison of the two common ways to sequence a payoff — highest rate first, or smallest balance first — with somewhere to write down which you chose and why. A check-in tracker for the months after. And four cut-out cards for the moments when you'd rather not think about it.

Undated and reusable. Print it as many times as you like.

It isn't a budget and it won't tell you what to do. It puts the whole picture on one page, which is the part most people have never done and the part that makes every decision after it easier.

Educational only. Not financial, tax, credit or debt advice, and not a promise of any result. If your debts feel unmanageable, a free debt advice service in your country is a better first call than any book.


The Sage & Page Note

We don't believe every book deserves your attention. We believe the right book can stay with you for years.

That's why every title we recommend has earned its place through our curation process — not because it's popular, but because we believe it offers lasting value.

— The Sage & Page team · Curated for growth
The Debt Payoff Planner
Rated 4.8/5 from over 100 reviews from our early readers

The Debt Payoff Planner

Arrives by
Arrives by
Your free gift was added — enjoy!

Featured Collection

SORT BY:
100,000 Whys — The Children's Book of Questions | Sage & Page
100,000 Whys — The Children's Book of Questions | Sage & Page
100,000 Whys — The Children's Book of Questions | Sage & Page
100,000 Whys — The Children's Book of Questions | Sage & Page
100,000 Whys — The Children's Book of Questions | Sage & Page
100,000 Whys — The Children's Book of Questions | Sage & Page
100,000 Whys — The Children's Book of Questions | Sage & Page
100,000 Whys — The Children's Book of Questions | Sage & Page

100,000 Whys — The Children's Book of Questions | Sage & Page

$39.00
AFTER DAY THIRTY
AFTER DAY THIRTY

AFTER DAY THIRTY

$15.00
Before It Happens — a Sage & Page companion
Before It Happens — a Sage & Page companion
Before It Happens — a Sage & Page companion

Before It Happens — a Sage & Page companion

$15.00
Big Ideas Activity Pack for Kids 6-9
Big Ideas Activity Pack for Kids 6-9

Big Ideas Activity Pack for Kids 6-9

$15.00
Big Picture poster, tick chart and certificate
Big Picture poster, tick chart and certificate

Big Picture poster, tick chart and certificate

$7.00
SAVE $9.00
Break the Anxiety Circle: A Self-Help Book for Anxiety & Overthinking
Break the Anxiety Circle: A Self-Help Book for Anxiety & Overthinking
Break the Anxiety Circle: A Self-Help Book for Anxiety & Overthinking
Break the Anxiety Circle: A Self-Help Book for Anxiety & Overthinking
Break the Anxiety Circle: A Self-Help Book for Anxiety & Overthinking
Break the Anxiety Circle: A Self-Help Book for Anxiety & Overthinking
Break the Anxiety Circle: A Self-Help Book for Anxiety & Overthinking
Break the Anxiety Circle: A Self-Help Book for Anxiety & Overthinking

Break the Anxiety Circle: A Self-Help Book for Anxiety & Overthinking

$39.00 $48.00
Conversation Starter Cards
Conversation Starter Cards

Conversation Starter Cards

$9.00
Cook It Your Way

Cook It Your Way

$10.00
Cook Once, Eat All Week

Cook Once, Eat All Week

$14.00
Cookbook toolkit
Cookbook toolkit
Cookbook toolkit
Cookbook toolkit
Cookbook toolkit

Cookbook toolkit

$48.00
From Debt to Wealth — a blunt book about money habits
From Debt to Wealth — a blunt book about money habits
From Debt to Wealth — a blunt book about money habits
From Debt to Wealth — a blunt book about money habits
From Debt to Wealth — a blunt book about money habits
From Debt to Wealth — a blunt book about money habits
From Debt to Wealth — a blunt book about money habits
From Debt to Wealth — a blunt book about money habits

From Debt to Wealth — a blunt book about money habits

$44.99
Gift letter and bookplates

Gift letter and bookplates

$5.00
SAVE $19.00
How to Read Someone’s Mind – Decode Body Language, Facial Expressions, and Hidden Thoughts to Understand People Instantly
How to Read Someone’s Mind – Decode Body Language, Facial Expressions, and Hidden Thoughts to Understand People Instantly
How to Read Someone’s Mind – Decode Body Language, Facial Expressions, and Hidden Thoughts to Understand People Instantly
How to Read Someone’s Mind – Decode Body Language, Facial Expressions, and Hidden Thoughts to Understand People Instantly
How to Read Someone’s Mind – Decode Body Language, Facial Expressions, and Hidden Thoughts to Understand People Instantly
How to Read Someone’s Mind – Decode Body Language, Facial Expressions, and Hidden Thoughts to Understand People Instantly
How to Read Someone’s Mind – Decode Body Language, Facial Expressions, and Hidden Thoughts to Understand People Instantly
How to Read Someone’s Mind – Decode Body Language, Facial Expressions, and Hidden Thoughts to Understand People Instantly

How to Read Someone’s Mind – Decode Body Language, Facial Expressions, and Hidden Thoughts to Understand People Instantly

$39.00 $58.00
Imagine The Other Half - The complete set of four
Imagine The Other Half - The complete set of four
Imagine The Other Half - The complete set of four
Imagine The Other Half - The complete set of four
Imagine The Other Half - The complete set of four
Imagine The Other Half - The complete set of four
Imagine The Other Half - The complete set of four
Imagine The Other Half - The complete set of four

Imagine The Other Half - The complete set of four

$24.99
SAVE $9.00
Make More Money — Practical Guide to Making Money
Make More Money — Practical Guide to Making Money
Make More Money — Practical Guide to Making Money
Make More Money — Practical Guide to Making Money
Make More Money — Practical Guide to Making Money
Make More Money — Practical Guide to Making Money
Make More Money — Practical Guide to Making Money
Make More Money — Practical Guide to Making Money

Make More Money — Practical Guide to Making Money

$39.00 $48.00
More Scenarios and Examples
More Scenarios and Examples

More Scenarios and Examples

$15.00
My Book of Whys
My Book of Whys

My Book of Whys

$15.00
Off-Plan & On-Track

Off-Plan & On-Track

$17.00
Questions for Your Preparer
Questions for Your Preparer
Questions for Your Preparer

Questions for Your Preparer

$15.00
Questions Worth Asking
Questions Worth Asking

Questions Worth Asking

$9.00
Stay Silent — A 30-Day Challenge to Transform the Way You Speak
Stay Silent — A 30-Day Challenge to Transform the Way You Speak
Stay Silent — A 30-Day Challenge to Transform the Way You Speak
Stay Silent — A 30-Day Challenge to Transform the Way You Speak
Stay Silent — A 30-Day Challenge to Transform the Way You Speak
Stay Silent — A 30-Day Challenge to Transform the Way You Speak
Stay Silent — A 30-Day Challenge to Transform the Way You Speak
Stay Silent — A 30-Day Challenge to Transform the Way You Speak

Stay Silent — A 30-Day Challenge to Transform the Way You Speak

$42.00
Stoicism: The Essential Journal for Self Development and Emotional Intelligence Mastery
Stoicism: The Essential Journal for Self Development and Emotional Intelligence Mastery
Stoicism: The Essential Journal for Self Development and Emotional Intelligence Mastery
Stoicism: The Essential Journal for Self Development and Emotional Intelligence Mastery
Stoicism: The Essential Journal for Self Development and Emotional Intelligence Mastery
Stoicism: The Essential Journal for Self Development and Emotional Intelligence Mastery
Stoicism: The Essential Journal for Self Development and Emotional Intelligence Mastery
Stoicism: The Essential Journal for Self Development and Emotional Intelligence Mastery

Stoicism: The Essential Journal for Self Development and Emotional Intelligence Mastery

$59.95
Story Cards — a Sage & Page companion
Story Cards — a Sage & Page companion

Story Cards — a Sage & Page companion

$12.00
Stump the Grown-Up
Stump the Grown-Up

Stump the Grown-Up

$15.00